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What Is Covered
By This Agreement
The specific components listed in this Agreement under Mechanical
Coverage are subject to the deductible listed on the Declaration
Page per repair visit. Consult the Declaration Page in the section
titled Plan Information to verify your deductible amount.
Mechanical Coverage – Assemblies
| 1. |
Engine – engine block,
cylinder head(s) cylinder barrels, timing cover, valve cover(s)
and oil pan are covered only if damaged by the failure of an
internal lubricated part listed below.
The following internal lubricated parts are covered: Pistons,
wrist pins and rings, connecting rods and bearings, crankshaft
and bearings, camshaft, lifters, followers and cam bearings,
rocker arms, push rods, shafts and bushings, valves, springs,
replaceable guides, seats, timing gear and chain, timing chain
or belt and tensioners, oil pump, water pump, intake and exhaust
manifolds, harmonic balancer, flywheel/flex plate and ring gear,
dip stick and filler tube. |
| 2. |
Transmission – transmission
case, transfer case are covered only if damaged by the failure
of an internal lubricated part.
All parts contained within the case including the following
internal lubricated parts are covered: Torque converter oil
pump, valve body, governor, vacuum modulator, internal linkage,
bearings, gear sets, bands, main shaft, drum, sealing rings,
dip stick and filler tube. |
| 3. |
Drive Axle – Differential
housing, transaxle housing and final drive housing only if damaged
by the failure of an internal lubricated part.
All parts contained within the housing including the following
internal lubricated parts are covered: Axle shafts, gear sets,
bearings, constant velocity joints (CV), universal joints, drive
shaft, locking hubs and rings, supports and retainers. |
| 4. |
Electrical – Starter
and solenoid, alternator, voltage regulator, wiper motors, window
motors, power door lock actuators, washer pump, front differential
engagement switch and motor. |
| 5. |
Air Conditioning –
compressor, clutch, clutch coil, and clutch pulley, condenser,
evaporator, accumulator, orifice, receiver-drier. |
| 6. |
Seals and Gasket Coverage
– All seals and gaskets for the specific components listed
are covered, as either individual repair or in conjunction with
the repair of a covered component. |
| 7. |
Taxes and Fluids –
Also covered are state and local taxes where applicable and
fluids to complete a covered repair. |
Additional Benefits
Road America Motor Club
The following are covered:
| 1. |
Towing Assistance – When
towing is necessary, the covered vehicle will be towed to a
service facility. |
| 2. |
Battery Service – If a battery
failure occurs, a jump-start will be applied to start the covered
vehicle. |
| 3. |
Flat Tire Assistance – Service
consists of removal of the flat tire and its replacement with
the spare tire. |
| 4. |
Fuel, Oil, Fluid and Water Delivery
Service – An emergency supply of fuel, oil, fluid and water
will be delivered if you are in immediate need. You must pay
for the fuel or other fluid when it is delivered. |
| 5. |
Lock Assistance – If your
keys are locked inside of the vehicle, we will provide assistance
in gaining entrance to the vehicle. |
| 6. |
Have your membership number ready
when you call
Road America toll free 1-800-325-9028. |
Rental
In the event of a covered mechanical failure, the Administrator
will reimburse you for actual expenses incurred for substitute
transportation at the maximum daily rate of $35.00 per day, not to
exceed 6 days. One day’s rental shall be allowed for each four
(4) hours, or portion thereof, of actual repair labor time as listed
in a nationally recognized labor time standard. If a physical inspection
of your vehicle is required prior to claim authorization, we will
allow one additional day of rental reimbursement. A substitute vehicle
must be rented from a licensed rental agency.
Travel Expense
In the event of a covered Mechanical Failure, the Administrator
will reimburse you for up to $100.00 per day for a period
not to exceed five (5) days for restaurant, meals and lodging that
you incur for staying at a hotel/motel when your vehicle
can not be operated and is more than 100 miles from your home.
Meals and lodging are required because the Mechanical Failure
causes a delay en route and the day of the Mechanical Failure
is considered the first day of the five (5) day period. The expense
that you incur must be between the time of Mechanical Failure
and the time when the repairs are completed or by the end of the fifth
day. Receipts are required as evidence of expenses incurred.
For more information and further detail on these benefits, please
contact a Plan Specialist! 866-289-2896
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