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What Is Covered
By This Agreement
The specific components listed in this Agreement under Mechanical
Coverage are subject to the deductible listed on the Declaration
Page per repair visit. Consult the Declaration Page in the section
titled Plan Information to verify your deductible amount.
Mechanical Coverage – Assemblies
| 1. |
Engine – engine block,
cylinder head(s), cylinder barrels, timing cover, valve cover(s)
and oil pan are covered only if damaged by the failure of an
internal lubricated part listed below.
The following internal lubricated parts are covered: Pistons,
wrist pins and rings, connecting rods and bearings, crankshaft
and bearings, camshaft, lifters, followers and cam bearings,
rocker arms, push rods, shafts and bushings, valves, springs,
replaceable guides, seats, timing gear and chain, timing chain
or belt and tensioners, oil pump, water pump, intake and exhaust
manifolds, engine mounts and cushions, engine torque strut,
harmonic balancer, flywheel/flex plate and ring gear, dip stick
and filler tube. Also covered are the internal lubricated parts
of the vehicle manufacturer installed turbocharger or supercharger.
The housing is only covered by the failure of an internal lubricated
part. |
| 2. |
Transmission – transmission
case, transfer case are covered only if damaged by the failure
of an internal lubricated part. All parts contained within the
case including the following internal lubricated parts are covered:
Torque converter, oil pump, valve body, governor, vacuum modulator,
internal linkage, bearings, gear sets, bands, main shaft, drum,
sealing rings, dip stick and filler tube. |
| 3. |
Drive Axle – differential
housing, transaxle housing and final drive housing only if damaged
by the failure of an internal lubricated part.
All parts contained within the housing including the following
internal lubricated parts are covered: Axle shafts, gear sets,
bearings, constant velocity joints (CV), universal joints, drive
shaft, locking hubs and rings, supports and retainers. |
| 4. |
Electrical – starter
and solenoid, alternator, voltage regulator, distributor, main
wiring harness, manually operated switches, wiper motors, gauges,
window motors, rear window defroster, mirror motors, seat motors,
convertible top motor, power door lock actuators, cruise control-transducer,
servo and engagement switch, combination turn signal switch,
horn(s) and horn button, wiper delay switch and controller,
washer pump, sun/moon roof motor and manual switch, front differential
engagement switch and motor. |
| 5. |
Steering – gear housing
is covered only if damaged by the failure of an internal lubricated
part.
All parts contained within the steering rack/gear housing are
covered including the following: rack and pinion, power steering
pump, power cylinder, main and intermediate shafts, couplings,
cooler and cooler hard lines, pitman arm, idler arm, tie rod
ends. |
| 6. |
Air Conditioning –
compressor, clutch, clutch coil, and clutch pulley,condenser,
condenser, condenser fan motor, evaporator, POA valve, accumulator,
orifice, temperature control programmer and power module, high/low
cut off switch, pressure cycling switch, receiver-drier. |
| 7. |
Suspension – upper
and lower control arms, control arm, shafts and bushings, upper
and lower ball joints, steering knuckles, wheel bearings, stabilizer
shaft, linkage and bushings, king pins and bushings, spindle
and support, torsion bars, leaf springs, coil springs. |
| 8. |
Brakes – Anti-Lock
Brake System (ABS) – wheel sensors, its pump and pressure
control module. Master cylinder, power assist-booster pump,
vacuum assist booster, wheel cylinders, combination valve (proportioning
valve), steel hydraulic lines and fittings, brake calipers and
rear actuators, backing plates, springs, clips, self adjusters,
parking brake linkage, and cables. |
| 9. |
Fuel Delivery – mechanical
and electrical pump, fuel tank sending unit, fuel injection
pump or diesel fuel distributor, metal fuel lines, fuel injectors,
fuel injector sensors and control module. |
| 10. |
Heating/Cooling –
Thermostat, radiator and mounting brackets; fan, fan motor and
blade, fan clutch, controller module and shroud; coolant recovery
unit; heater core, AC/Heater blower motor. |
| 11. |
Electronic High Tech –
level control compressor, its sensors and limiter valve. Pneumatic
suspension pump, its sensors and valves. Ignition module, spark
control detonation sensors and controller, anti-detonation sensors,
driver information display (excluding audio and navigational
readouts), moisture control unit and sensors, vehicle manufacturer
installed combination entry system and anti-theft device including
transmitter. Power antenna motor. |
| 12. |
Seals and Gasket Coverage
– All seals and gaskets for the specific components listed
are covered, as either individual repair or in conjunction with
the repair of a covered component. |
| 13. |
Taxes and Fluids –
Also covered are state and local taxes where applicable and
fluids to complete a covered repair. |
| 14. |
Body and Interior –
bumper energy absorbers, hood latch and cable, trunk latch assembly,
door latches and hinges, seat tracks, shift lever mechanism
and cable, speedometer head and cable, steering wheel, storage
box and glove box hinge and latch, cigarette lighter, ashtray,
vehicle manufacturer supplied wheels and jack assembly. |
| 15. |
Audio/Video – vehicle
manufacturer installed radio, compact disc/cassette player,
graphic equalizer, power antenna motor, video cassette and disc
players, video monitors. |
Additional Benefits
Road America Motor Club
The following are covered:
| 1. |
Emergencies, subject to the $50
per occurrence limitation for vehicles registered with Road
America. |
| 2. |
Towing Assistance – When
towing is necessary, the covered vehicle will be towed to a
service facility. |
| 3. |
Battery Service – If a battery
failure occurs, a jump start will be applied to start the covered
vehicle. |
| 4. |
Flat Tire Assistance – Service
consists of removal of the flat tire and its replacement with
the spare tire. |
| 5. |
Fuel, Oil, Fluid and Water Delivery
Service- An emergency supply of fuel, oil, fluid and water will
be delivered if you are in immediate need. You must pay for
the fuel or other fluid when it is delivered. |
| 6. |
Lock Assistance – If your
keys are locked inside of the vehicle, we will provide assistance
in gaining entrance to the vehicle. |
Have your membership number ready when you call Road America
toll free 1-800-325-9028.
Rental
In the event of a covered mechanical failure, the Administrator
will reimburse you for actual expenses incurred for substitute transportation
at the maximum daily rate of $35.00 per day, not to exceed 6 days.
One day’s rental shall be allowed for each four (4) hours, or
portion thereof, of actual repair labor time as listed in a nationally
recognized labor time standard. If a physical inspection of your vehicle
is required prior to claim authorization, we will allow one additional
day of rental reimbursement. A substitute vehicle must be rented from
a licensed rental agency.
Travel Expense
In the event of a covered Mechanical Failure, the Administrator
will reimburse you for up to $100.00 per day for a period
not to exceed five (5) days for restaurant, meals and lodging that
you incur for staying at a hotel/motel when your vehicle
can not be operated and is more than 100 miles from your home.
Meals and lodging are required because the Mechanical Failure
causes a delay en route and the day of the Mechanical Failure
is considered the first day of the five (5) day period. The expense
that you incur must be between the time of Mechanical Failure
and the time when the repairs are completed or by the end of the fifth
day. Receipts are required as evidence of expenses incurred.
For more information and further detail on these benefits, please
contact a Plan Specialist! 866-289-2896
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